Speak to SIINDEX. Open your Grid Account in 90 seconds.
Send, receive, sell, and build opportunity — no bank needed.
⬡
Tap to speak to SIINDEX
Pacific-first. Global-ready. Not available in all jurisdictions. Not financial advice.
Speak to SIINDEX
She listens. She prepares. You approve.
No forms. No jargon. SIINDEX Synthetic Intelligence handles the system. You stay in control.
Tap a scenario above to see SIINDEX in action.
The Origin
"A girl selling coconuts on the roadside in the Cook Islands couldn't make change for a $50 note."
A simple transaction. Broken by cash. She had customers. She had a product. She had a phone. What she didn't have was a bank — and the bank was never coming.
IN$DEX was built to fix that. Not with another banking app. Not with another crypto wallet that requires three hours and a computer science degree to set up.
With a civilization. One that speaks your language, accepts your face, operates on your phone, protects your culture, and builds your legacy — with or without a bank account, ever.
AJ Henry · Founder · IN$DEX · Pacific-first, global-ready
How It Works
Five steps. 90 seconds. No bank.
🎙
Speak to SIINDEX
Say "SIINDEX, open my Grid Account." She guides you through every step by voice.
SIINDEX Synthetic Intelligence · always available
🪪
Face + phone verification
Minimal verification where permitted. No bank account. No documents to begin. SIINDEX only asks for more when law, your limits, or your safety require it.
🌐
Receive your Grid Account
Your yourname.IN$DEX identity is your wallet, storefront, and address — no long strings, no complexity.
💸
Send, receive, sell, build
Transfer to family. Accept payment for your product. Earn from your work. SIINDEX prepares every step. You confirm before anything moves.
🏛️
Keep 98%. Build civilization.
Citizens keep 98% of every transaction. 2% funds the Civilisation Fund: liquidity, security, operations, and community infrastructure.
Exact fee shown before every transaction confirms.
The 98/2 Civilisation Law
Every split. Shown exactly. Before you confirm.
Citizens keep 98% of the transaction value. IN$DEX charges a flat 2% seller/service fee. No hidden amounts. No ambiguity.
INDX
✅ Recipient receives98 INDX
🏛️ Civilisation Fee (2%)2 INDX
USD equivalent sent$24.00 USD
Where the 2% goes
40%
Liquidity Reserve
30%
Security & Ops
20%
Community Fund
10%
Citizen Governance
The Civilisation Law is immutable. It cannot be changed by any team member, investor, or governance vote — only by a supermajority of citizens voting in a ratified Citizen Assembly. The fee split is shown in full before every transaction confirms. No hidden wording.
Trust Before Transaction
SIINDEX checks before anything moves.
Every action is pre-flighted, reviewed, and logged. Consent first. Always.
🛡️
SIINDEX Pre-Flight Check
Before any transfer, SIINDEX checks destination address, fee clarity, sanctions screening, and Travel Rule compliance. You see a plain-language summary — not technical jargon.
Active on every transfer
✅
Consent First. Always.
SIINDEX prepares. Citizens approve. Sensitive actions — moving money, publishing content, sending messages externally — pause for your explicit confirmation. SIINDEX never acts without it.
14 consent categories
👁️
Human Review Within 24h
Automated detection is a safety stop, not a final decision. A human reviews any flagged transaction within 24 hours. Citizens can appeal. Every decision is logged.
Decision Ledger · Immutable
📋
Progressive Verification
Start with minimal verification where permitted. No documents to begin. SIINDEX only asks for more when the law, your transfer limits, or your safety require it.
Tier 0 · Phone + face · $1,000 USD/month
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Transaction Protection
Eligible transactions may qualify for Transaction Protection under published terms. See the full Transaction Protection Schedule for what is covered, limits, exclusions, and the claims process.
Terms published before launch
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Stop All Actions — Instantly
Citizens hold a master kill switch at all times. "SIINDEX, stop all actions" immediately terminates every running mission, aborts in-flight tool calls, and revokes all execute permissions. EU AI Act compliant.
Session-scoped · Audit logged
IN$DEX is operated under Australian law. AML/CTF obligations apply. AUSTRAC VASP enrollment is in progress. SIINDEX is Synthetic Intelligence — not artificial intelligence. Automated actions are subject to human oversight and citizen consent. Nothing on this site constitutes financial advice. INDX is a utility token and not a financial product. Regulatory status is subject to ongoing review. See full Terms, Privacy Policy, and Compliance Disclosure before transacting.
Pacific-First. Global-Ready.
Starting where the need is greatest.
$1.29 billion flows from Australian diaspora to the Pacific every year. The average cost: 9%. IN$DEX target: 0.5%.
Pacific-first launch. Additional corridors subject to regulatory approval in each jurisdiction. Fee comparisons are indicative. Exchange rates fluctuate.
INDX Token
Utility. Governance. Access.
INDX is a utility token for access, governance participation, settlement support, and fee benefits inside IN$DEX. It is not a promise of profit, income, or price appreciation.
$0.24
Genesis price (USD)
Fixed
Supply (no inflation)
Solana
Blockchain
Citizen
Governance rights
💸 Transaction fee settlement inside IN$DEX
⚖️ Governance participation in Citizen Assembly
🔓 Access to advanced Grid Account features
📉 Fee rebates for INDX-denominated transfers
🌺 Cultural Rights registry and covenant staking
INDX is a utility token. It is not a security, financial product, or investment. Holding INDX does not entitle the holder to profits, dividends, or guaranteed returns. The token value is subject to market risk and may go to zero. This is not financial advice. Consult a licensed financial adviser before making any investment decisions. Regulatory classification is subject to ongoing review by ASIC and applicable authorities.
Genesis Citizens
Be first. Build the civilization.
Genesis Citizens are the founding members of IN$DEX — the people who build it before it's obvious. No pressure. No urgency. Just an invitation.
By joining, you agree to IN$DEX Terms of Use, Privacy Policy, and AML/CTF obligations. Minimal verification required to begin where permitted. Subject to availability in your jurisdiction. This is not an offer of securities or financial products.