Speak to SIINDEX. Open your Grid Account in 90 seconds.
Send, receive, sell, and build opportunity — no bank needed.
⬡
Tap to speak to SIINDEX
Pacific-first. Global-ready. Not available in all jurisdictions. Not financial advice. Tapping the mic plays a scripted example response, not a live conversation.
Speak to SIINDEX
She's designed to listen, prepare, and let you approve.
No forms. No jargon. The design: SIINDEX Synthetic Intelligence handles the system. You stay in control. 🚧 Scripted examples below, not a live conversation — the underlying transfer/marketplace actions are not live yet.
Tap a scenario above to hear a scripted example of how SIINDEX would respond.
The Origin
"A girl selling coconuts on the roadside in the Cook Islands couldn't make change for a $50 note."
A simple transaction. Broken by cash. She had customers. She had a product. She had a phone. What she didn't have was a bank — and the bank was never coming.
IN$DEX was built to fix that. Not with another banking app. Not with another crypto wallet that requires three hours and a computer science degree to set up.
With a civilization. One that speaks your language, opens with your phone, protects your culture, and builds your legacy — with or without a bank account, ever.
AJ Henry · Founder · IN$DEX · Pacific-first, global-ready
How It Works
Five steps. 90 seconds. No bank.
🎙
Speak to SIINDEX
Say "SIINDEX, open my Grid Account." She guides you through every step by voice.
SIINDEX Synthetic Intelligence · always available
🪪
Phone verification
Tier 0 is phone number only — no face scan, no documents to begin. No bank account needed. SIINDEX only asks for more (like a face-verified credential, planned for a future tier) when law, your limits, or your safety require it.
🌐
Receive your Grid Account
Your yourname.IN$DEX identity is your wallet, storefront, and address — no long strings, no complexity.
💸
Send, receive, sell, build
Transfer to family. Accept payment for your product. Earn from your work. SIINDEX prepares every step. You confirm before anything moves.
🏛️
Keep 98%. Build civilization.
Citizens keep 98% of every transaction. 2% funds the Civilisation Fund: liquidity, security, operations, and community infrastructure.
Exact fee shown before every transaction confirms.
The 98/2 Civilisation Law
Every split. Shown exactly. Before you confirm.
Citizens keep 98% of the transaction value. IN$DEX charges a flat 2% seller/service fee. No hidden amounts. No ambiguity.
INDX
✅ Recipient receives98 INDX
🏛️ Civilisation Fee (2%)2 INDX
USD equivalent (est., not live)$24.00 USD
Where the 2% goes
40%
Liquidity Reserve
30%
Security & Ops
20%
Community Fund
10%
Citizen Governance
The Civilisation Law is intended to be unchangeable. The design: no team member, investor, or governance vote can alter it — only a supermajority of citizens voting in a ratified Citizen Assembly. 🚧 Not yet enforced by deployed contract code. The fee split is shown in full before every transaction confirms. No hidden wording.
Trust Before Transaction
SIINDEX is designed to check before anything moves.
The design: every action is pre-flighted, reviewed, and logged. Consent first. Always. 🚧 None of this is live yet — no transaction has run through it.
🛡️
SIINDEX Pre-Flight Check
Planned: before any transfer, SIINDEX checks destination address, fee clarity, sanctions screening, and Travel Rule compliance. You'd see a plain-language summary — not technical jargon. Not live yet.
Planned — not live yet
✅
Consent First. Always.
The design: SIINDEX prepares, citizens approve. Sensitive actions — moving money, publishing content, sending messages externally — would pause for your explicit confirmation. SIINDEX is designed to never act without it.
Planned — 14 consent categories
👁️
Human Review Within 24h
The design: automated detection would be a safety stop, not a final decision, with a human reviewing any flagged transaction within 24 hours. Citizens could appeal, with every decision logged. Not live yet.
Planned — not yet enforced by deployed contract code
📋
Progressive Verification
Start with minimal verification where permitted. No documents to begin. SIINDEX only asks for more when the law, your transfer limits, or your safety require it.
Tier 0 · Phone only · $1,000 USD/month
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Transaction Protection
Eligible transactions may qualify for Transaction Protection under published terms. See the full Transaction Protection Schedule for what is covered, limits, exclusions, and the claims process.
Terms published before launch
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Stop All Actions — Instantly (planned)
The design: citizens hold a master kill switch at all times. "SIINDEX, stop all actions" would immediately terminate every running mission, abort in-flight tool calls, and revoke all execute permissions, built toward EU AI Act alignment. 🚧 Not live yet — there is no autonomous SIINDEX agent execution to stop today.
Planned — not live yet
IN$DEX is operated under Australian law. AML/CTF obligations apply. IN$DEX is a Cook Islands platform, subject to the Cook Islands Financial Supervisory Commission (FSC) and applicable Cook Islands law. VASP enrollment submitted (17 Jul 2026), under assessment. SIINDEX is Synthetic Intelligence — not artificial intelligence. Automated actions are subject to human oversight and citizen consent. Nothing on this site constitutes financial advice. INDX is a utility token and not a financial product. Regulatory status is subject to ongoing review. See full Terms, Privacy Policy, and Compliance Disclosure before transacting.
Pacific-First. Global-Ready.
Starting where the need is greatest.
$1.29 billion flows from Australian diaspora to the Pacific every year. The average cost: 9%. IN$DEX target: 0.5%.
Pacific-first launch. Additional corridors subject to regulatory approval in each jurisdiction. Fee comparisons are indicative. Exchange rates fluctuate.
INDX Token
Utility. Governance. Access.
INDX is a utility token for access, governance participation, settlement support, and fee benefits inside IN$DEX. It is not a promise of profit, income, or price appreciation.
$0.24
Target price (est., not live)
Fixed
Supply (no inflation)
Solana
Blockchain
Citizen
Governance rights
💸 Transaction fee settlement inside IN$DEX
⚖️ Governance participation in Citizen Assembly
🔓 Access to advanced Grid Account features
📉 Fee rebates for INDX-denominated transfers
🌺 Cultural Rights registry and covenant staking
INDX is a utility token. It is not a security, financial product, or investment. The $0.24 target price shown above is a planning estimate, not a live market price, and is not guaranteed. Holding INDX does not entitle the holder to profits, dividends, or guaranteed returns. The token value is subject to market risk and may go to zero. This is not financial advice. Consult a licensed financial adviser before making any investment decisions. Regulatory classification is subject to ongoing review by ASIC and applicable authorities.
Genesis Citizens
Be first. Build the civilization.
Genesis Citizens are the founding members of IN$DEX — the people who build it before it's obvious. No pressure. No urgency. Just an invitation.
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Days
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Hours
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Mins
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Secs
Until Genesis launch — 24 Feb 2027
By joining, you agree to IN$DEX Terms of Use, Privacy Policy, and AML/CTF obligations. Minimal verification required to begin where permitted. Subject to availability in your jurisdiction. This is not an offer of securities or financial products.